ACCION Opportunity Fund

ACCION offers loans in a range of sizes as well as educational resources, coaching, and support networks in English and Spanish. They also support ITIN-only borrowers.


Enchantment Land Certified Development Company (ELCDC)

ELCDC is a non-profit organization licensed by the Small Business Administration to administer the SBA 504 Loan Program.  The 504 provides long term fixed asset financing to small business concerns. 


1990 E. Lohman, Suite 123, Las Cruces, NM 88001 | (575) 524-6830

Farm Service Agency

The Farm Service Agency specializes in low interest Farm & Ranch loans up to $300,000.  They lend for operating expenses, equipment and livestock purchases, and real estate purchases and improvement.  Customers are typically those starting in the industry and those that have incurred financial setbacks and cannot get loans from commercial lenders. 


3501 Mesa Village Dr., Alamogordo, NM  88310 | (575) 437-3100

The Loan Fund

The New Mexico Community Development Loan Fund is private, tax-exempt organization that provides loans, training and business consulting to entrepreneurs, business owners and non-profit organizations throughout the state and the entire Navajo Nation.  Funding range:  $5,000 – $1 million 


423 Iron SW, Albuquerque, NM 87103 | (505) 243-3196

Small Business Administration (Small Business Development Center)

The U.S. Small Business Administration offers a wide variety of loan programs.  The SBA does offer some grant programs, These are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance, and generally support non-profit organizations, intermediary lending institutions, and state and local governments. 



WESST provides small business loans for women and other entrepreneurs who encounter difficulty in obtaining financing.  As a micro lender, we specialize in financing viable businesses that don’t meet the criteria of banks or other traditional lenders.  Funding rang:  $200 – $50,000 


277 E. Amador Ave., Ste. 275, Las Cruces | (575) 541-1583